Auto Financing – Exeter Finance (2024)

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When you finance the purchase of a vehicle with Exeter, you’re taking a strategic step toward cultivating your future credit potential. We look forward to providing the support you need and helping you pave the road to a successful future. You can utilize our useful online tools and rely on our dedicated customer service team to help you manage your account.

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Our team is integral to our success. If you are passionate and hardworking, you'll feel right at home at Exeter.

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Our team is integral to our success.

If you are passionate and hardworking, you’ll feel right at home at Exeter.

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Join thousands of entrepreneurs

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4.1
TrustScore

Our customers come first. And it shows.

Auto Financing – Exeter Finance (22)

Maruiz B.

5-star review

Friendly Customer service. The agent was patient and very knowledgeable. He answered all my questions. Thank you!

Auto Financing – Exeter Finance (23)

Gary R.

5-star review

I was searching for someone to loan me the money for a new or vehicle not a brand new one my credit has been poor since my divorce and Exeter help get me into a decent vehicle

Auto Financing – Exeter Finance (24)

Margaret M.

5 star review

I think Exeter did an excellent job I work in the automobile industry and I will definitely recommend them I'm grateful to Exeter Southwest Nissan it is nice to know that there are people who will still give you a chance when you have had hard luck through no fault of your own ✔️

Auto Financing – Exeter Finance (25)

J.C.

5-star review

Super thorough even got two welcome calls - called to get my account number and everyone was pleasant - setting up my online account now!

Auto Financing – Exeter Finance (26)

John C.

5-star review

The caller was friendly. Updated my primary phone number with her. Easy.

Auto Financing – Exeter Finance (27)

Angie J.

4-star review

I wouldn't necessity call it an experience. Everyone involved in getting my new car was very professional and helpful.

Auto Financing – Exeter Finance (28)

Carrie R.

5-star review

I had a great welcome call to my new finance company for my Car . The lady went over all the details and asked me questions and helped me answer anything that I needed . I'm happy I went through this company. I look forward to being a customer for many years to come.

Auto Financing – Exeter Finance (29)

Miss Kia

4-star review

I gave it four ⭐️ initially because it took some time getting through to customer service. Overall, purchased a vehicle from Bob Bell with little to no hassle. Exeter Finance was able to provide electronic documents/contracts for my convenience and I was in and out of the dealership in less than 2hours. Also, when I was denied loans for my “compromised credit “, Exeter Finance came through and my payments for my truck are very, very low and affordable!! Thanks 😊

Auto Financing – Exeter Finance (30)

Joshua L.

5-star review

I am very happy with Exeter finance they approved my loan despite having less than perfect credit. Now I drive a safer car that gets nearly twice as good of gas mileage. Thank you Exeter.

Auto Financing – Exeter Finance (31)

Sharon

4-star review

Although I've just begun my relationship with Exeter Finance, my experience so far has been great and the process to complete was quick and easy.

Auto Financing – Exeter Finance (32)

Maruiz B.

5-star review

Friendly Customer service. The agent was patient and very knowledgeable. He answered all my questions. Thank you!

Auto Financing – Exeter Finance (33)

Gary R.

5-star review

I was searching for someone to loan me the money for a new or vehicle not a brand new one my credit has been poor since my divorce and Exeter help get me into a decent vehicle

Auto Financing – Exeter Finance (34)

Margaret M.

5 star review

I think Exeter did an excellent job I work in the automobile industry and I will definitely recommend them I'm grateful to Exeter Southwest Nissan it is nice to know that there are people who will still give you a chance when you have had hard luck through no fault of your own ✔️

Auto Financing – Exeter Finance (35)

J.C.

5-star review

Super thorough even got two welcome calls - called to get my account number and everyone was pleasant - setting up my online account now!

Auto Financing – Exeter Finance (36)

John C.

5-star review

The caller was friendly. Updated my primary phone number with her. Easy.

Auto Financing – Exeter Finance (37)

Angie J.

4-star review

I wouldn't necessity call it an experience. Everyone involved in getting my new car was very professional and helpful.

Auto Financing – Exeter Finance (38)

Carrie R.

5-star review

I had a great welcome call to my new finance company for my Car . The lady went over all the details and asked me questions and helped me answer anything that I needed . I'm happy I went through this company. I look forward to being a customer for many years to come.

Auto Financing – Exeter Finance (39)

Miss Kia

4-star review

I gave it four ⭐️ initially because it took some time getting through to customer service. Overall, purchased a vehicle from Bob Bell with little to no hassle. Exeter Finance was able to provide electronic documents/contracts for my convenience and I was in and out of the dealership in less than 2hours. Also, when I was denied loans for my “compromised credit “, Exeter Finance came through and my payments for my truck are very, very low and affordable!! Thanks 😊

Auto Financing – Exeter Finance (40)

Joshua L.

5-star review

I am very happy with Exeter finance they approved my loan despite having less than perfect credit. Now I drive a safer car that gets nearly twice as good of gas mileage. Thank you Exeter.

Auto Financing – Exeter Finance (41)

Sharon

4-star review

Although I've just begun my relationship with Exeter Finance, my experience so far has been great and the process to complete was quick and easy.

We are always looking for the best to join the Exeter family

Our team is integral to our success. If you are passionate and hardworking, you'll feel right at home at Exeter.

Work with us

View opportunities

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Get in touch with our team.

We can help.

Email us
mailinquiries@exeterfinance.com
Customer Service
phone(800) 321-9637
Contact us

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© 2022 Exeter Finance LLC. All rights reserved.
Exeter Finance LLC - NMLS Unique Identifier - #967404
Verify NMLS ID at - www.nmlsconsumeraccess.org
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

For residents of New York City, New York: Exeter Finance LLC provides servicing options that allow for verbal communications in languages other than English via a third-party vendor. Exeter Finance LLC does not provide translation services of written communications or documents. For more information, visit www.nyc.gov/dca.

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Auto Financing – Exeter Finance (2024)

FAQs

What is the class action lawsuit against Exeter Finance? ›

The 22-page lawsuit claims Exeter charges dealers a discount fee for financing, which is then secretly added to the “amount financed” section of the buyer's retail installment sales contract (RISC). This fee is passed onto consumers through higher vehicle prices, effectively making it a hidden finance charge.

How many car payments can you miss before repo Exeter Finance? ›

It depends on where you live and the terms of your contract, but usually Exeter Finance will repo cars after 3-5 months of missed payments on an auto loan.

Does Exeter Finance use GPS trackers? ›

It's obvious Exeter has zero trust in their outside field sales team. If they could deploy drones to follow their reps in the field they would. Company car is GPS tracked.

What is the minimum credit score for car finance? ›

There is no minimum credit score required to be approved for car finance for a number of reasons: – Different finance providers will use different third-party credit reference agencies to retrieve your credit score. A person's credit score will be different across providers as their scoring systems are unique.

What bank owns Exeter Finance? ›

Irving-based Exeter Finance LLC entered an agreement to be acquired by an investor group led by private equity firm Warburg Pincus, the company announced Monday. Terms of the agreement were not disclosed, but the transaction is expected to close by the end of the year.

What happened to Exeter Finance? ›

Exeter Finance LLC, a leading indirect auto finance company, announced today that it has entered into a definitive agreement to be acquired by an investor group led by Warburg Pincus from funds managed by...

Can I defer a car payment with Exeter Finance? ›

May I request a payment extension? Yes, to verify if your account is eligible, call (800) 321-9637.

How do I file a complaint against Exeter Finance Company? ›

To report a problem or complaint with this lender you may write Exeter Customer Service, Exeter Finance P.O. Box 166008, Irving, TX 75106, email customerservice@exeterfinance.com, or call 800-321-9637.

How many times can I defer my car payment? ›

Auto lenders that allow loan deferments differ in the number and frequency they permit. Some lenders allow no more than one deferment over the life of the loan; others allow as many as two deferments per calendar year. Make sure you're within any limits spelled out in your contract.

What happens if the repo man never finds your car? ›

If your lender can't locate your vehicle to do a "self-help" repossession, they can still sue you for the vehicle. This will involve a small claims case, where the judge will order you to give the car to the lender.

Does Exeter Finance give extensions? ›

May I request a payment extension? Yes, to verify if your account is eligible, call (800) 321-9637.

How does a repo man find your car without GPS? ›

Repo men use a mix of tools and techniques, from GPS tracking and paper trails to social media and physical surveillance. They follow digital clues and use their detective skills to track down vehicles. This job requires a good understanding of the law, excellent observation skills, and sometimes, a bit of negotiation.

Can I get a $40,000 car with a 600 credit score? ›

It's essential to be knowledgeable about how your auto loan process will be different than someone with a higher score. You might not have the same options, but you can still get an auto loan with a 600 credit score.

Can I finance a car with a 480 credit score? ›

Yes, it's possible to finance a vehicle purchase with a 500 credit score or even below that. Keep in mind, though, that you can generally expect limited options, as well as high interest rates and fees. If possible, try to improve your credit before applying.

Will a 500 credit score get car loan? ›

It's possible to get a car loan with a 500 credit score, but the lender might have other requirements, too. You might also need to earn a certain amount of money every year or have been at your job for a specific length of time.

How do I file a complaint against Exeter Finance company? ›

To report a problem or complaint with this lender you may write Exeter Customer Service, Exeter Finance P.O. Box 166008, Irving, TX 75106, email customerservice@exeterfinance.com, or call 800-321-9637.

What to expect from a class action lawsuit? ›

In a class action, plaintiffs all join one lawsuit that is heard in one court. In MDL, all of the cases are kept separate, but they are all heard in one court. This keeps the process moving along, so that cases don't cause a backlog throughout the entire country's court system.

Can I get a loan on my class action settlement? ›

You Can Borrow Money on a Class Action Lawsuit

Similar to other personal injury lawsuits, you can borrow up to 20% of the expected settlement upfront before your class action lawsuit settles.

Should I claim class action lawsuit? ›

And since class action cases may take years, even to obtain a court-approved settlement, “sometimes it's easier to settle an individual case than the entire case,” Feldman says. However, if an eligible member does not plan on filing an independent lawsuit, there's no obvious downside to being a member, he says.

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